For cash loans, a signed receipt ( raspiska ) is critical evidence that the money was actually handed over. Basic Loan Agreement Template
T-Bank (formerly Tinkoff) provides simple DOCX versions for personal use.
Under Russian law, a loan agreement ( dogovor zajma ) between individuals is a contract where the lender transfers money or items to the borrower, who must return the equivalent amount or items. Key Legal Requirements zajm s fiz licom dogovor
If not specified, the rate defaults to the Central Bank's key rate. To make it interest-free, you must explicitly state it is "interest-free" ( besprocentnyj ).
For late repayment, the Borrower shall pay a penalty of [X]% of the overdue amount per day. TRANSFER & REPAYMENT The funds are transferred via [Bank Transfer / Cash]. For cash loans, a signed receipt ( raspiska
Online constructors like Dogovor.ru allow you to generate customized PDFs.
The Borrower's receipt ( raspiska ) serves as proof of receiving cash. Lender: ________________ Borrower: ________________ Where to Download Official Forms Key Legal Requirements If not specified, the rate
The loan carries an interest rate of [X]% per year.