In fiction, "transactional" romance often follows a specific arc:
An older figure who presents themselves as a savior or romantic interest but slowly reveals a desire for control. Realistic Romantic Arcs
A teen who enters the arrangement strictly to solve a problem (e.g., saving for tuition) but finds themselves catching real feelings, which complicates the "transaction."
The character usually finds a way to regain their independence, learning that true romance requires an equal playing field.
If you are exploring this for a story or creative project, focusing on the and the social consequences can create a compelling narrative without crossing ethical boundaries. Narrative Themes: The "Double Life" Trope
Many stories in this genre focus on the tension between a teenager's normal life (school, prom, college apps) and a hidden world of luxury.
Gifts, fancy dinners, and a feeling of being "chosen" or more mature than their peers.