Should I Buy A House Right Now ★ Ultimate

Supply remains structurally tight, particularly for existing homes, due to the "lock-in effect" of owners holding older, lower interest rates. However, new construction inventory has grown, with builders often offering incentives like mortgage rate buy-downs. Reasons to Buy Now

Experts project modest national price growth of 0% to 3% for 2026. Some regions, like the Northeast and Midwest , show stronger momentum, while the West Coast and Sun Belt are seeing softer prices due to higher inventory. should i buy a house right now

For those looking at new homes, builders are aggressively using rate buy-downs and closing cost credits to move inventory. Supply remains structurally tight