: PCH agreed to an $18.5 million settlement with the FTC in 2023 following allegations of "dark patterns" that tricked consumers into making unnecessary purchases.
For decades, PCH has offered a unique form of credit that targets low-to-middle-income consumers. Unlike modern BNPL services like Affirm or Klarna, PCH’s system was deeply integrated with its mail-order catalogs and sweepstakes entries. pch buy now pay later
If you have outstanding "buy now, pay later" orders or are a past prize winner, the situation is currently unstable: : PCH agreed to an $18