New Jersey Automobile Insurance May 2026

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident.

: Provides the most comprehensive options and higher coverage limits.

Due to high population density and mandatory no-fault benefits, New Jersey has some of the highest insurance costs in the country, with average minimum coverage around . new jersey automobile insurance

: Pays for others' injuries or property damage when you are at fault.

: Minimums will rise again to $35,000 per person and $70,000 per accident . : Minimum bodily injury liability increased to $25,000

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: This "no-fault" coverage pays your medical expenses regardless of who caused the accident. : Pays for others' injuries or property damage

New Jersey automobile insurance is characterized by its "no-fault" system and a mandatory multi-phase reform currently increasing liability requirements for all drivers.