A credit score is a three-digit number, typically ranging from , that acts as a financial reputation. It helps lenders predict how likely you are to repay borrowed money on time. Understanding Your Score Range
While individual lenders set their own standards, FICO Scores (the most widely used model) are generally categorized as follows: my credit scores
: Significant difficulty being approved for new credit; rebuilding is necessary . The Five Key Factors How are FICO Scores Calculated? A credit score is a three-digit number, typically
: Considered an acceptable, lower-risk borrower . typically ranging from