Washington: Mortgage

: Typically require a minimum credit score of 620 and a 3% to 5% minimum down payment.

: Effective April 1, 2026, low-income borrowers in rural areas may qualify for a 5.00% fixed interest rate, potentially as low as 1% with payment assistance. Down Payment Assistance (DPA) Programs mortgage washington

: Ideal for those with credit scores as low as 580, requiring a 3.5% down payment. : Typically require a minimum credit score of