Medicaid Buy In May 2026

Allows you to take a job or promotion without the "benefit cliff" of losing health insurance.

Medicaid Buy-In (MBI) programs are a vital resource for individuals with disabilities who want to work without losing their essential health coverage. While standard Medicaid often has strict income and asset limits that discourage employment, the Buy-In program allows workers to earn more and "buy into" Medicaid by paying a monthly premium. What is the Medicaid Buy-In Program? medicaid buy in

The MBI program is designed for working individuals with disabilities who have incomes or assets that would otherwise exceed standard Medicaid limits. It provides the same full range of Medicaid benefits—including doctor visits, hospital care, and prescription drugs—while supporting financial independence. Key Benefits of MBI Allows you to take a job or promotion

Most states do not require a minimum number of hours; as long as you have verified earnings, you may qualify. What is the Medicaid Buy-In Program

like "Ticket to Work" that pair well with MBI.

Not necessarily. Medicaid often covers specialized therapies and equipment that private plans exclude.

If you are not already receiving SSDI or SSI, you may need to undergo a disability review by your state's medical team.