: Once the holding period ends, you can "deliver" the bond to the grandchild’s TreasuryDirect account.
: A parent or legal guardian must first open their own TreasuryDirect account and then establish a Minor Linked Account for the child. how to buy us savings bonds for grandchildren
: Best for inflation protection . They earn a combined fixed rate and a variable rate that adjusts every six months based on inflation. : Once the holding period ends, you can
: Log into your account and choose the bond series (EE or I). They earn a combined fixed rate and a
Buying U.S. savings bonds for grandchildren is a secure way to gift a financial foundation, though the process has moved almost entirely online through TreasuryDirect . While paper bonds are no longer sold at banks, you can still purchase electronic Series EE or Series I bonds as gifts. 1. Requirements for Gifting
: Best for predictability . They earn a fixed interest rate and are guaranteed by the Treasury to double in value if held for 20 years. 5. Important Rules and Limitations
: You will need the grandchild's full legal name, Social Security Number (SSN), and their TreasuryDirect account number to deliver the bond. 2. The Purchase Process