If it’s physical, flip it over. Gently scratch off the silver coating to reveal the claim code or PIN .

Every successful online purchase starts with a quick "audit" of the card in your hand.

Buying things online with a gift card is like a three-act play: you prepare the card, you go "shopping," and then you stick the landing at checkout. Here is the proper story of how to make it happen smoothly.

Use the official website or phone number printed on the back of the card to check your funds. Online stores won't let you overdraw a gift card by even one cent.