: Best for large transactions (over $50,000), offering competitive rates for bank-to-bank transfers. Methods to Avoid
: Uses the mid-market rate with transparent fees from 0.41%. You can hold CAD in a digital wallet and spend via a debit card.
: Offers real-time exchange rates in-app. You can create a virtual CAD card immediately or order a physical travel card. U.S. Banks (Best for Physical Cash)
: A licensed platform that delivers physical CAD directly to your home, often at better rates than airport kiosks.