The home must cost less than £250,000 (£420,000 in London) after the discount.
The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme) government housing help to buy
You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026 The home must cost less than £250,000 (£420,000
Open to both first-time buyers and home-movers for properties up to £600,000. government housing help to buy
You must be a first-time buyer with a household income under £80,000 (£90,000 in London).
This permanent scheme helps you buy a home with just a .
