Chase Car Buying May 2026

: Chase Private Clients automatically receive a 0.25% rate discount on their approved APR when applying online.

: When you find a car, you can complete an online form to have your details sent to the dealer, who will then contact you to schedule a test drive. 3. Securing Financing

With your financing approved, you visit the dealership to finalize the purchase. Shop Cars & Explore Auto Financing Options | Chase chase car buying

: Filter by make, model, price, and location to find exactly what you want.

: You can update your vehicle choice or loan terms at the dealership if needed, though this may impact your final rate. 4. Closing the Deal : Chase Private Clients automatically receive a 0

: Most credit decisions are returned within 2–3 hours.

Once prequalified, you can browse Chase's online marketplace, which features inventory from a nationwide network of "Preferred Dealers". Securing Financing With your financing approved, you visit

The journey typically begins with Chase's prequalification tool , which provides a borrowing estimate based on a soft credit check that won't affect your credit score.