Buying Savings Bonds For Grandchildren Direct

You can purchase electronic savings bonds directly through the U.S. Treasury's official site, TreasuryDirect .

Available electronically; paper I bonds can also be purchased specifically using an . Key Considerations Giving savings bonds as gifts - TreasuryDirect

: For children under 18, a parent or adult custodian must set up a minor-linked account within their own primary TreasuryDirect account to receive the bond. Choosing Between Series EE and Series I buying savings bonds for grandchildren

Both series earn interest for up to 30 years and can be cashed after one year, though cashing before five years results in a penalty of the last three months of interest. Series EE Bonds Series I Bonds Fixed rate throughout the life of the bond.

: You can buy between $25 and $10,000 per series, per person, in a single calendar year. You can purchase electronic savings bonds directly through

: Both you and the recipient (or their parent/guardian) must have a TreasuryDirect account . You will also need your grandchild's Social Security Number (SSN) to register the bond in their name.

Combined fixed rate and a variable rate that adjusts for inflation every six months. Guaranteed to double in value if held for 20 years. Key Considerations Giving savings bonds as gifts -

: You must hold a gift bond in your own account for at least five business days before you can deliver it to the recipient's account.