Finance — Buying On

: In India, lenders like Bajaj Finserv often look for a CIBIL score of at least 650, while scores above 750 generally secure the best interest rates.

Depending on whether you are buying on finance as an (e.g., for a car or home) or as a business (e.g., for machinery or funding), the "proper report" you need varies significantly. 1. Buying as an Individual (Personal Finance) buying on finance

: Includes your credit score, loan history, payment patterns, and existing credit accounts. : In India, lenders like Bajaj Finserv often