: The amount you must pay out-of-pocket for covered services before your insurance starts to chip in.
Insurance companies have "networks" of doctors they’ve negotiated cheaper rates with. buying health insurance for dummies
: Lowest monthly premiums, but highest costs when you actually get care. Best if you rarely see a doctor. : The amount you must pay out-of-pocket for
: A 60-day window triggered by a "Qualifying Life Event," such as losing a job, getting married, or having a baby. Where to Look Employer : Most people get insurance through work. " such as losing a job
: Check Medicaid or Medicare if you meet specific income or age requirements.
