Do you plan to use from your first house for the down payment?
There is also a crucial distinction between a "vacation home" and an "investment property." If you plan to live in the house for part of the year, you may qualify for interest rates similar to those of primary residences. If the goal is purely rental income, the mortgage becomes a business loan, carrying higher interest rates and stricter reserve requirements. buying a second home mortgage
If you'd like to dive deeper into the specifics, let me know: Is this for or an investment/rental ? Do you plan to use from your first