Buying A House With No Down Payment And Good Credit (2025)

Your high score keeps your PMI payments incredibly low—sometimes half the cost of what someone with average credit would pay. 4. Physician or Professional Loans

While these typically require 3% down, buyers with good credit often use programs to cover that 3%. buying a house with no down payment and good credit

If you’ve served in the military, this is the gold standard. Your high score keeps your PMI payments incredibly