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When you find "the one," submit your offer to the estate agent. It’s common to offer slightly below the asking price, but in "hot" markets, you may need to go higher. If accepted, the property is "Sold Subject to Contract" (SSTC).
In the UK, Freehold means you own the building and the land. Leasehold means you own the right to live there for a set term (often 99 or 999 years) but pay ground rent or service charges to a freeholder. buy house uk
Note: In England and Wales, the deal isn't legally binding until the exchange of contracts. In Scotland, the process (missives) becomes binding much earlier. 4. Legal and Technical Due Diligence When you find "the one," submit your offer
Before browsing listings, you need to know what you can actually afford. In the UK, Freehold means you own the building and the land
Most lenders require at least 5% of the property price, though 10–15% often unlocks better interest rates.
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