Buying American Express (Amex) Membership Rewards (MR) points directly is generally restricted to "topping up" an account for a specific redemption. American Express does not allow you to buy large quantities of points just to let them sit in your account. Direct Point Purchases (Top-Ups)
: $2.50 to $3.00 per 100 points (plus any applicable taxes). Minimum Purchase : 1,000 points. buy amex points
: Historically capped at 100,000 to 500,000 points per year, depending on your card type and region. How to Buy : Log in to your American Express account. Navigate to the Transfer Points section under Rewards. Minimum Purchase : 1,000 points
Because direct purchases are expensive (3 cents per point), many users prefer indirect methods to acquire them more cheaply: Navigate to the Transfer Points section under Rewards
: Points must be purchased in 100-point increments.
Alternatively, call the number on the back of your card and request a "Points Top Up". Indirect Ways to "Buy" Points
: Some users "buy" points by paying large bills, like taxes or rent, through services like Chexy or Rakuten . While you may pay a processing fee (typically 1.5% to 3%), the cost per point is often significantly lower than buying them directly from Amex.