Some insurers offer a "Loss of License or RC" add-on that provides monetary compensation if your physical documents are lost, though this does not permit unlicensed driving. 4. Legal Limitations and Driving
It is legal for anyone with a valid license to drive a car you own, provided they have your consent.
Driving without a license is a criminal offence under the Motor Vehicles Act. First-time offenders can be fined ₹5,000 , while repeat offences can lead to fines up to ₹10,000 or jail time. Comparison Table: Owner with vs. Without a License Without License With License Buy a Car Register in Own Name Obtain Insurance Allowed (requires primary driver) Standard process Apply for Loan Possible (with alternative ID) Standard process Drive on Public Roads Prohibited Test Drive Prohibited
A driving license is not a mandatory document for the transfer of ownership or registration of a vehicle.
Buy A Car With No Licence (2027)
Some insurers offer a "Loss of License or RC" add-on that provides monetary compensation if your physical documents are lost, though this does not permit unlicensed driving. 4. Legal Limitations and Driving
It is legal for anyone with a valid license to drive a car you own, provided they have your consent.
Driving without a license is a criminal offence under the Motor Vehicles Act. First-time offenders can be fined ₹5,000 , while repeat offences can lead to fines up to ₹10,000 or jail time. Comparison Table: Owner with vs. Without a License Without License With License Buy a Car Register in Own Name Obtain Insurance Allowed (requires primary driver) Standard process Apply for Loan Possible (with alternative ID) Standard process Drive on Public Roads Prohibited Test Drive Prohibited
A driving license is not a mandatory document for the transfer of ownership or registration of a vehicle.
