The ability of the business to generate enough cash flow to cover payments.

Annual revenue, number of employees, years in business, and bank references. Why the Information Matters

The owner’s personal or business investment into the company.

Whether the entity is a sole proprietorship, LLC, partnership, or corporation.

Standard applications generally require three main categories of information:

Legal business name, trade names (DBA), physical address, and tax identification number (EIN).

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