Best Remortgage May 2026
Standard Variable Rates (SVRs) are currently averaging around 7.6% to 10% . Rolling onto this can increase monthly payments by thousands of pounds.
If you prefer a or tracker rate? (Fixed for stability, tracker if you think rates will fall further) best remortgage
Nationwide is highly rated for its digital experience and competitive rates, particularly for lower Loan-to-Value (LTV) borrowers. major UK lenders like HSBC
Following a period of volatility in early March due to geopolitical tensions, major UK lenders like HSBC, Santander , and Halifax have begun cutting rates. Product Type Average Rate Best Starting From ~4.79% (60% LTV) 5-Year Fixed ~4.80% (60% LTV) 2-Year Tracker Base + 0.21% ~3.96% (60% LTV) Data as of late April 2026. Strategic Advice for Remortgagors best remortgage