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Auto Insurance Washington D.c. -

: $5,000 per accident (subject to a $200 deductible). Key Market Trends and News

: The Zebra notes USAA often provides the lowest overall rates for eligible members, averaging $642 per year in some datasets. auto insurance washington d.c.

: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected. : $5,000 per accident (subject to a $200 deductible)

Auto Insurance in Washington, D.C.: Rates and Requirements Washington, D.C., is currently facing one of the most expensive auto insurance markets in the United States, with average full-coverage premiums reaching , an 18% increase from the previous year according to reports from DC News Now . Current Legal Requirements Council is considering legislation that would more than

The DC Department of Motor Vehicles (DMV) requires all registered vehicles to maintain continuous liability and uninsured motorist coverage. Proof of insurance is required to register a vehicle and must be presented during police stops; electronic proof is legally accepted on mobile devices. The current mandatory minimums are:

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