Ins Rates - Auto

In 2026, the average annual premium for car insurance is approximately , reflecting a 3% increase over the previous year. While this is a lower growth rate than the double-digit spikes seen in 2023–2024, rates remain at historic highs due to rising repair costs, inflation, and climate-related claims. Current 2026 Rate Averages

Average of $2,670 annually (approx. $223/month). auto ins rates

Average of $773 annually (approx. $64/month). Geographic Impact: Most & Least Expensive States In 2026, the average annual premium for car