Arkansas Bankruptcy Laws Now

As of 2026, the standard filing fee is $338 for Chapter 7 and $313 for Chapter 13 . If your income is below 150% of the federal poverty level, you may apply for a fee waiver .

Some individuals find the federal exemption list more favorable, especially if they do not own a home but have other high-value personal assets. Mandatory Filing Requirements arkansas bankruptcy laws

Arkansas offers a robust homestead exemption that can protect your primary residence from being sold to pay creditors. As of 2026, the standard filing fee is

All filers must complete a pre-filing credit counseling course and a post-filing debt management course from approved providers. As of 2026