Retirement — Account Investments

: Designed for decades-long timelines, these accounts allow reinvested earnings to generate their own additional growth over time. Comparison: 401(k) vs. IRA Common Types of Retirement Plans and Other Ways to Save

: Savers age 50 or older can contribute extra—an additional $8,000 for 401(k)s or $1,100 for IRAs in 2026. account investments retirement

: The IRS sets annual caps on how much you can invest. For 2026, the limit is $24,500 for 401(k)s and $7,500 for IRAs. : Designed for decades-long timelines, these accounts allow